Free Classes for Homeowners Facing Foreclosure

Connecticut Fair Housing Center offers classes state-wide

One in every fourteen Connecticut homeowners is facing foreclosure or is more than 90 days behind on their mortgage payments. More than two-thirds of those homeowners lack legal representation.

The state laws governing the foreclosure process are complex, as is the mediation process. There are unscrupulous scam companies, many of whom take large payments in advance of any work and then disappear, leaving the homeowner even deeper in debt.

The Connecticut Fair Housing Center offers regularly scheduled classes for self-represented homeowners facing foreclosure. Class attendees learn about the legal process from a Center attorney, hear about the mediation process from a court foreclosure mediator, and learn about a wide array of resources for homeowners from a representative of the state Department of Banking. The classes are held monthly in Hartford and in Fairfield County, with classes in Fairfield County alternating among Stamford, Bridgeport, and Norwalk.

The Center provides its foreclosure prevention manual, Representing Yourself in Foreclosure: A Guide for Connecticut Homeowners, to every participant in the classes. The manual is now available in both English and Spanish. The manual and the classes help homeowners navigate the legal system and greatly increase their chance of keeping their homes. It includes all relevant forms and documents that a homeowner needs to file with the courts, as well as an exhaustive resource guide to other supporting organizations. Please call 860.247.4400 to request a copy of the manual. It can also be downloaded from the Center’s website: www.ctfairhousing.org

The classes help the Center leverage its small foreclosure prevention legal staff by offering consultation with volunteer attorneys, law students, and paralegals who are available after each class to meet with homeowners to discuss cases individually.

Jill Lacedonia, a foreclosure prevention attorney at the Center notes, “The foreclosure prevention manual is an extremely important resource, in that it informs homeowners how they can represent themselves without a lawyer in their efforts to keep their home.  We are very pleased that the manual is now available to the many Spanish-speaking homeowners in Connecticut.  We encourage anyone who may be facing foreclosure to call and request a copy of the manual in Spanish or English, and to attend one of our clinics in Hartford, Bridgeport, Stamford, or Norwalk.”

Hartford classes are jointly sponsored and supported by the University of Hartford Paralegal Program, and the Mayors of Bridgeport, Norwalk and Stamford are sponsoring and supporting the classes in those cities along with the Center’s partner, Homes Saved by Faith.

Please call the Connecticut Fair Housing Center’s foreclosure prevention information line at 860.263.0731 or visit the website at www.ctfairhousing.org for more information.

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