I love summer, and it’s not just because I was born and raised on a Caribbean island.
The busy pace of the school year begins to slow down. The days get longer, the weather gets warmer, and families have more opportunities to spend time together creating memories.
But if we’re not careful, our desire to create those memories can become expensive.
Between summer camps, vacations, eating out, and weekend activities, summer spending can quickly get out of control.
The good news?
Having a great summer doesn’t have to mean spending a lot of money.
Here are three fun ways to enjoy the season while keeping more money in your pocket.
- Visit Your Local Library
When most people think of the library, they think of books.
But your local library is so much more than that.
Many libraries offer:
- Video games to borrow
- STEM kits for children
- Movie rentals
- Community events
- Discounted admission to local attractions
- Free or reduced-price museum passes
Some libraries even host summer programs for children and families throughout the season.
So don’t sleep on your local library.
Stop by and talk to your librarian. They are often a wealth of information and can help you discover resources you didn’t even know existed.
- Check Out Your Local Town Events
Yes, your town website can save you money.
Many towns and surrounding communities host:
- Summer concerts
- Outdoor movie nights
- Family festivals
- Park activities
- Community celebrations
Best of all, many of these events are completely free.
Just one word of warning: there always seems to be an ice cream truck nearby.
So even though the event may be free, you may want to bring a little spending money for a cold treat on a hot day.
- Take Advantage of Community Centers
Community centers are another hidden gem.
Many offer:
- Summer camps
- Sports programs
- Family events
- Swimming opportunities
- Educational activities
And if cost is a concern, don’t automatically assume you can’t afford it.
Many organizations offer:
- Scholarships
- Sliding-scale fees
- Financial assistance programs
Always ask questions before crossing an opportunity off your list.
You may be surprised by what is available.
The Money Lesson
One of the biggest misconceptions about enjoying life is believing that fun has to be expensive.
It doesn’t.
Some of the best memories come from simple experiences, shared time, and being intentional about how you spend your money.
As my mom always says:
“There is not a lack of resources; there is a lack of resourcefulness.”
So don’t let a tight budget stop you from having a wonderful summer.
A little creativity can go a long way.
Have a great summer and keep your money Irie.
About Petra-Ann Brown
Petra-Ann Brown is a financial educator, speaker, and founder of Brown Financial Solutions, LLC, where she helps individuals and families build healthier relationships with money and create financial clarity. Through her writing, workshops, and podcast Island Money 365, she shares real-life money lessons, immigrant stories, and practical financial guidance rooted in honesty, culture, and everyday life.
